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July 31, 2014
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Management’s mission is for the Bank to be a well-managed, profitable commercial bank which serves the banking needs of businesses in the Phoenix Metropolitan area. The Bank differentiates itself from its competition by intending to generally limit itself to commercial and real estate banking customers. Other banks in the Phoenix area continue to pursue retail banking opportunities based on the continued influx of population to the area. Management believes that it could not successfully penetrate the retail market segment due to the dominance of “money-center” banks as well as the presence of credit unions. The Bank’s marketing efforts will be focused on establishing banking relationships with commercial businesses and real estate businesses and professionals.

The members of our Board have substantial and varied business experience and believe that there is a need for the services offered in the market area. Our management team also has substantive years of combined banking, regulatory audit, and corporate finance experience. The combination of local management and a local Board of Directors will create distinct advantages in understanding and meeting the needs of the Metro Phoenix business and banking market.

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